The very best place to get accurate information about payments and rates is to contact your loan officer. The lenders with whom I work regularly are always delighted to answer questions for you about what’s going on with regard to rates and how you qualify and so on. Know that rates vary depending on your own qualifications, the type of loan you are seeking, your down payment, and so on. It’s a complex process.
In the meantime, however, the information below might be helpful to you.